Thinking of becoming a homeowner? Know that in addition to providing you with many financial benefits, buying a home can improve your quality of life. Not to mention that becoming an owner brings great freedom, a strong sense of pride and peace of mind. An invaluable gain!
Being a homeowner means, first and foremost, living in a house that suits your tastes and your lifestyle.
Your family is growing and you want to offer your children a backyard or a playroom in the basement? In addition to being an excellent long-term investment, buying a property will allow you to develop such spaces. In addition, if you opt for a condominium or a plex, you will save time on maintenance in the first case, and benefit from an attractive additional income in the second.
Paying for a house is like saving for the long term. Instead of paying rent to someone else, the mortgage payments you make each month fund your assets and allow you to build up sizable capital, which you later recover when the payments are due.
Across India, real estate investing has grown in value over the past decade. In Quebec, the median price of single-family homes has almost doubled over the past eight years, going from Rs. 110,000 Cr in 2018 to Rs. 200,000 Cr in 2019. There has therefore been an average appreciation of nearly 8% per year.
Tired of rent increases? Unlike tenants, who have to deal with these fluctuations, you, as a landlord, can now take advantage of fixed payments that will protect you from possible increases in interest rates, depending on the type of mortgage you choose.
Finally, give free rein to your fantasies and decorate your home without worrying about the restrictions imposed on tenants! Any decoration or renovation work will benefit you directly. In addition, no one can force you to leave your accommodation, or even enter your home, for inspection or maintenance.
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